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QATC Capital

Brightening your everyday smile

Self Service Portal Apply For Loan

QATC Capital

Brightening your everyday smile

Self Service Portal Apply For Loan
About Our Company

Pursuing a vision of providing excellent financial services to our clients.

QATC Capital (Pvt) Ltd is a Credit-Only Microfinance Institution that was established and registered in the year 2015. Our Head office is in Masvingo and we now have branches and agencies represented in all the four corners of Zimbabwe.

Our core business at QATC Capital is micro-financing, offering financial assistance to the public and currently our main market are the civil servants. At QATC Capital we value our clients, their time and convinience. QATC Capital uses Iris LAPP a robust and secure loan management system offerded by QATCTECH. With the help of Iris LAPP, QATC Capital was afforded the ability to give its clients convinience in loan applications, repayments, balance inquiries etc. Our clients are able to access our services online which gives them the ability to interact with the system 24/7 from wherever they are at their own convinience. There is NO waiting period on the approval and disbursement of our loans.

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Our Mission

We strive to offer innovative financial products and services to employed individuals, entrepreneurs and companies through staff that anticipate and offer relevant, timely solutions with a strong technology backbone. Customer happiness and satisfaction is at the heart of every service and product we offer.

Our Vision

To become a leading technological company that offers financial solutions at the speed of light.

Our Core Values

  • 1. Innovative

  • Our staff are challenged to always think outside and away from the box in coming up with exciting financial products and services. It is our belief that QATC problems must actually observe the sunset rule. No problem must last until the next day without at least one customer focused innovative solution.

  • 2. Convenience

  • We embrace and deploy technology readily to offer convenience to our clients. Customers can expect to get cash when they want it wherever they want it upon approval. Approval decisions are increasingly being automated more and more by employing a mix of organic and time-tested algorithms for determining individual credit worthiness.

  • 3. Customer focus

  • We value every client and their business. Our prime focus is to exceed the expectation of our customers in the delivery of our services to gain their confidence and trust. For this reason, we are sensitive, considerate and responsive in our manners and social conduct.

  • 4. Trustworthy

  • We are honest and reliable men and women with strong moral principles committed to mutual respect in our dealing with our customers and all stakeholders. Our clients can count on our integrity, reliability and confidentiality.

  • 5. Inclusion

  • It is our belief that no man or woman must be left in the financial wilderness. Our product design and delivery are shaped by that core philosophy. If we cannot offer a client something that suits them today it is because we are busy at work designing a product and service mix to suit them the next day.

    Our products

    Microfinance loans.

    Short Term loans

    Our short term loans are a very flexible type of loan whereby the client takes a loan which they can repay at the end of the month (salary based loans). These do not appear on the pay slip nor are they deducted by the employer, instead the client pays on their own when the loan is due.

    Long term loans

    Our long term loans, which are paid through the employer, are usually taken by clients who want large sums of money which comes with a flexible payment plan where the loan is spread over the clients’ desired number of months.

    Quick approval

    All our loans are approved and disbursed on the same day, within 1 hour our clients would have received their funds: “Mari inobuda ipapo ipapo”.