QATC Capital (Pvt) Ltd is a Credit-Only Microfinance Institution that was established and registered in the year 2015. Our Head office is in Masvingo and we now have branches and agencies represented in all the four corners of Zimbabwe.
Our core business at QATC Capital is micro-financing, offering financial assistance to the public and currently our main market are the civil servants. At QATC Capital we value our clients, their time and convinience. QATC Capital uses Iris LAPP a robust and secure loan management system offerded by QATCTECH. With the help of Iris LAPP, QATC Capital was afforded the ability to give its clients convinience in loan applications, repayments, balance inquiries etc. Our clients are able to access our services online which gives them the ability to interact with the system 24/7 from wherever they are at their own convinience. There is NO waiting period on the approval and disbursement of our loans.
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We strive to offer innovative financial products and services to employed individuals, entrepreneurs and companies through staff that anticipate and offer relevant, timely solutions with a strong technology backbone. Customer happiness and satisfaction is at the heart of every service and product we offer.
To become a leading technological company that offers financial solutions at the speed of light.
Our short term loans are a very flexible type of loan whereby the client takes a loan which they can repay at the end of the month (salary based loans). These do not appear on the pay slip nor are they deducted by the employer, instead the client pays on their own when the loan is due.
Our long term loans, which are paid through the employer, are usually taken by clients who want large sums of money which comes with a flexible payment plan where the loan is spread over the clients’ desired number of months.
All our loans are approved and disbursed on the same day, within 1 hour our clients would have received their funds: “Mari inobuda ipapo ipapo”.